Individual Disability Income Insurance coverage can supplement the current Long Term Disability Insurance coverage your company may be providing to employees
Long Term Disability Income Insurance - Disability Income Insurance pays an insured person an income when that person is unable to work because of an accident or illness. You can insure against a loss of income with a Disability Income Insurance policy and if you were disabled and unable to work as a result of an accident or illness then you may be able receive income from your long term Disability Income Insurance policy.
Disability Income is based on several factors:
- Your current occupation
- Your current income
- Your age
- Your health
- Smoker status
- Other coverage in force
That's why it is best to work with a Disability Income Insurance professional that can determine the proper coverage to meet your needs. A disabling sickness or injury can be devastating, but even more so without a financial safety net - Disability Income Insurance protection can provide an income, when you cannot.
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